And Do You Want Fries With That?
Me: I wanted to know if you have any recommendations for the limits I should choose for my car insurance.
AAA Rep: Well, you want to have enough coverage to protect your assets and your future earnings.
Me: Um, I don't have much by way of assets, and I just started a Ph.D. program so my future earning potential is pretty much non-existent.
[I got good coverage anyway, not to worry.]